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金(jin)(jin)融(rong)(rong)風(feng)險(xian)(xian)(xian)防范課程隨著現(xian)代金(jin)(jin)融(rong)(rong)市場的(de)發展，現(xian)代金(jin)(jin)融(rong)(rong)理論強調商(shang)業銀(yin)行就是生(sheng)產(chan)金(jin)(jin)融(rong)(rong)產(chan)品，提(ti)供金(jin)(jin)融(rong)(rong)服務，幫助(zhu)客戶分擔(dan)風(feng)險(xian)(xian)(xian)同時能(neng)夠有效的(de)管(guan)理自身風(feng)險(xian)(xian)(xian)以獲利(li)的(de)金(jin)(jin)融(rong)(rong)機構，商(shang)業銀(yin)行盈(ying)利(li)的(de)來源就是承擔(dan)風(feng)險(xian)(xian)(xian)的(de)風(feng)險(xian)(xian)(xian)溢(yi)價(jia)，因